Posted on

13/11/2020

Howdy Howdy PARTNERSSSSSSSS!! Ain’t time flying ey? Hope you all are safe and well.

I got paid today and I’ve also got the day off so I have the luxury of doing a net worth update during the day!

Let’s see what the drama is all about?

Debt + Liabilities 

£161,455 (Mortgage on the flat)

£30,000 (Dad) (25% REDUCTION IN DEBT WOOOOOOOOOoooooooooooooo)

Total = £-191,455 (FIRST TIME THIS HAS CHANGED IN 2 YEARS!!!!!!!)

Assets

Positive Assets

Cash = £3305.43 (Liquid)  

Stocks and Share ISA = £48,092.32(Liquid)

Gold – £4,384.85 (Liquid)

Tesco Shares Value -£23,268.29  (Not liquid)

Art = £ 3040

Total = £82,090.89

Actual Net Worth = £ -111,122.16 @ 21/10/2020

Actual Net Worth = £ -109,364.11 @ 13/11/2020

Increase of 1.6%! Woooooooo. First increase in a while! With this vaccine on its way (apparently) maybe more increases to come.

The main thing is can I save somewhere in the region of 10k by the end of April.

Black Friday this month means that saving this month is going to be a write off, Plus I have to pay £900 quid to a builder , 1.8k for some issues with my car. This upsets me coz I really want to be sub 100k by the end of the financial year in April.

I have an idea for a Black Friday post , basically comparing my spend this year compared to the year that I bought the TV! Lol 

Have I improved my black Friday spending addiction or not?

November the 27th only time will tell!