08/03/2019
Time to check out what the dealio is with my net worth guys!!!!
Debt + Liabilities
£161,455 (Mortgage on the flat)
10k debt to family friend COM FUCKING PLETED!!!!!!!!!!!!!!!!!!!!!!!!!!!
£40000 (Dad)
Total = £-201,455
Assets
Positive Assets
Cash – ££700 (Liquid)
Stocks and Share ISA=£18,409.91(Liquid)
Gold – 2,172.32 (Liquid)
SAYE Scheme- £58,146.23 (Not liquid)
Total = £79428.46
Actual Net Worth = £ – 128,025.74 @ 13/02/2019
Actual Net Worth = £ -122,026.54 @ 08/03/2019
My net worth improved by 4.92% !!!!!!!!!!!!!!!!!! Mainly due to the increase in my SAYE share value, but what an achievement to remove a debt!! BLUP BLUP BLUP
We are coming up close to the end of the financial year , which means a bit of research in asset allocation is due, which in itself is a huge achievement. Why? I here you ask. Well if you told old school Abhi who was “pushing for a promotion”, who was “full of energy and time for everyone but himself” that he would be researching what asset allocation meant he would have said shut the fuck up I will be a “Regional Pharmacy Manager by then!.”
Guess what i would tell that version of Abhi if I could meet him today?
I’d tell him to go fuck himself the dumb twat.
I do wonder at times, if someone gave me Ram Sethis’ book when I first qualified in 2009, where would I be right now after 10 years of working as a pharmacist in a 10 year bull market.
But I know if I do the math, I would be stupidly depressed because I believe I would be a millionaire or close to it at least.
But it doesn’t matter I didn’t know then, my financial education was non-existent. It’s like shouting at a toddler because they didn’t know E=MC squared, you can’t be mad at someone who just didn’t know there was a better way at the time. But now that I know, I’m acting on it and that is all you can do.
Financial independence here I comezyyyyyyyyyyyyyyyyyyy