02/06/2019
Well well well hasn’t it been a long time.
The last two months have been quite stressful. The sensitive work situation has not resolved itself yet and hanging in limbo and worse still my spending has been atrocious, absolutely atrocious!!!!
Paying for 4 adults to go to Dubai and ensuring that we got to do what we should have done e.g desert safari, Burj, Waterpark (Selfish Dolphin experience for myself) was EXPENSIVEEEEEEEEEEEEEEEEEEEEEEEEEEEEE.
Again somehow I think there is a universal god and he/she blessed me with getting an annual bonus from my company this month, which gave me enough to pay everything off in FULL.
Remember always ALWAYS ALWAYS pay your credit card off in full. If you don’t your a fucking moron.
So what I am investing this month is not the huge amount that I’m used to, but this is where it counts. When money feels tight and you tell yourself, “just leave it this month, do it next month when you have more instead”.
It DOES NOT MATTER how little the amount you are going to invest is. Something is better than nothing.
£1 compounding beats £1 spent or kept in a current account so FUCK YOU INFLATION.
Right let’s take stock lets see how we are doing:
Debt + Liabilities
£161,455 (Mortgage on the flat)
£40000 (Dad)
Total = £-201,455
Assets
Positive Assets
Cash – £1376.38 (Liquid)
SAYE scheme = £23,883.29(Liquid)
Gold – 2,891.01 (Liquid)
Tesco Shares Value – £56,493.59 (Not liquid)
Total = £ 84644.27
Actual Net Worth = £ -120,371.60 @ 09/04/2019
Actual Net Worth = £ -116,810.73 @ 02/06/2019
Net worth increase of 3.04%
Big change and check it I just spent over 5K on a holiday for my family!!!!!!!! And my net worth still jumped by 3%!!!