17/12/2018
So all is not lost, all is not lost at all.
I spent 2.5k on a TV, it’s not even been a month and it broke!!! LOLOLOLOLOLOL The irony!!!. (Don’t worry it’s under warranty)
So I still managed to pay my family friend another 2k so that is 4k of debt already paid, leaving me another 6k left to pay,,,, in fact let’s do it the proper way!!!!
Debt + Liabilities
£161,455 (Mortgage on the flat)
£6000 (Family Friend)
£40000 (Dad)
Total = -207455
Assets
Positive Assets
Cash – £3,874.62 (Liquid)
Stocks and Share ISA – 14,725.58 (Liquid)
Gold – 1,661.33 (Liquid)
SAYE Scheme – £49,919.45 (Not liquid)
Total = 70,180.98
Actual Net Worth = £-137,274.02 @ 18/12/2018
Actual Net worth = -£140,447.32 @ 28/10/2018
I’ve improved my net worth by 2.25%!!!!!!!!!! In fucking two months that’s fucking outrageous!!!!
I could actually in ten years time be financially free at this rate!!!!!!
Keep in mind my stocks and shares ISA is doing dog shit.
Theresa May and her shit party are fucking up this whole Brexit shit. (Let me be clear I don’t mind Theresa at all, but Farage, Boris, Gove, biggest cunts in the world, I would love to meet and spark out)
This month will be by far my worst month ever (in terms of the amount of money I will be investing) and we still improved by a whopping 2.25%.
I really haven’t even tried.
Ok let’s wait for my credit card bill. It ain’t come through yet!!!!!
But it won’t change much at all.
I will at some point update you about Phil Oakley, I’ve made major head ways into it and really dissected the numbers of my SAYE scheme, but I want to finish the book and fully complete my analysis before I drop all the knowledge I can drop on y’all!!!!!!
Over and out!!